Two of 25+

Obligo NCSF the best among securitization funds in 2017

* source:

Who are we?

Obligo Expert S.A. is an expert in receivables management. We are licensed by the Polish Financial Supervision Authority for the securitisation funds management. We provide VALUATION for portfolios of receivables, NEGOTIATE their purchase from banks on behalf of the funds and, MANAGE the portfolios for the funds.

We are a part of Obligo Group that consists of the biggest law firm in the region of Łódź according to “Rzeczpospolita” (Polish newspaper) OBLIGO & Przywóski Kancelaria Prawna sp. k. and a company specialised in amicable debt collection - Obligo S.A.



It is our great pleasure to inform you that on 18 May 2016 the Polish Financial Supervision Authority granted Obligo Expert S.A. with a licence to manage securitised receivables of securitisation fund. We are deeply convinced that our 18 years of experience will help us achieve robust growth and will be beneficial both for us and for our Clients. Do not hesitate to contact us!


Obligo Group in numbers

Our market experience and 96% of satisfied clients that recommend us result in 250 companies with our ongoing service as well as 1 billion receivables in service.

years of experience
companies with our ongoing service
billion receivables
in service

Purchase of mass debt portfolios.

learn more

Obligo Expert S.A. provides:

  • fast and professional portfolio valuation
  • very competitive commercial terms and conditions
  • excellent quality of services that results from full knowledge of our Client’s needs
  • unique team comprised of some of the most effectives debt collectors and lawyers on the market
  • comprehensive care and professionalism during the realisation of services
  • full personal and confidential data protection (we meet the legal requirements)
  • professional IT system with Call Centre support
  • Financial Supervision Authority license for the management of securitisation funds’ assets
  • our own law firm – OBLIGO & Przywóski Kancelaria Prawna sp. k.

We are member of ZPF

We comply with the Principles of Good Practices

Contact details

Visit our office in the centre of Łódź. We will be happy to answer all of your questions.

Company’s registered office

  • ul. Targowa 35
    90-043 Łódź, Poland
  • +48 42 630-41-41
    +48 42 630-70-77
  • NIP (Tax Identification Number):
    KRS number: 0000511479

    District Court for Łódź Śródmieście in Łódź, XX Commercial Division of National Registry Court, Share capital: PLN 1,100,000.00 (fully paid-up)

Send us a message

Any questions? Use the form below to send us a message.

Information on the processing of personal data

  1. The Controller of your personal data is OBLIGO EXPERT S.A. with its registered office in Lodz, at ul. Targowa 35 (90-043), NIP: 7272792591, REGON: 101786732.The Controller can be contacted by email to the following Address: or via correspondence data with the annotation "Data protection".
  2. The Controller of personal data has appointed a Data Protection Officer for the proper protection of personal data – Piotr Kawczyński, who can be contacted at the following e-mail Address:
  3. Your personal data will be processed for:
    1. for the purpose of answering a question directed via the contact by art.6 clause 1 (f) Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (GDPR) activities are carried out as a legitimate interest pursued by the Controller - communication with website users, as well as securing any claims related to answering the question;
    2. marketing activities of the Controller, by art.6 clause 1 (f) GDPR;
    3. sending commercial information by means of electronic communication by art.6 clause 1 (a) GDPR;
    4. marketing activities of business partners cooperating with the Administrator, provided that appropriate consent is given - art.6 clause 1 (a) GDPR.
  4. Your personal data will be stored for the period necessary to answer the question asked via asked via the contact form, and after that period for the purposes and for the period and to the extent required by law or to determine, defend or assert any claims. With the remaining scope, personal data will be processed until the consent is withdrawn.
  5. Your personal data will not be transferred to other entities, except for entities supporting Controller including supporting the IT systems used by the Controller - under relevant personal data processing agreements, and entities to which the Controller is required to provide data under applicable law. Your personal data will not be transferred to a third country or an international organisation.
  6. You are entitled to access your data and rectify them, erase them, limit their processing, the right to transfer data, and object to their processing. You have right to lodge a complaint with the supervisory authority - Chief of the Personal Data Protection Office - if you believe that the processing of your personal data infringes the provisions of the GDPR.
  7. You have right to withdraw consent to the processing of your data at any time.
  8. Providing personal data is voluntary, but necessary to receive a response to a question asked via the contact form. In the event of consent, the provision of data is voluntary.
  9. Your personal data will not be processed for the purposes of automated decision-making, including profiling.