Contact details

Visit our office in the centre of Łódź. We will be happy to answer all of your questions.

Company’s registered office

  • ul. Targowa 35
    90-043 Łódź, Poland
  • +48 42 630-41-41
    +48 42 630-70-77
  • NIP (Tax Identification Number):
    KRS number: 0000511479

    District Court for Łódź Śródmieście in Łódź, XX Commercial Division of the National Registry Court, Share capital: PLN 1,100,000.00 (fully paid-up)

Information for the debtor

If you have received a letter or message from Obligo Expert regarding the debt, it means that the creditor has decided to sell your debt.

Remember - we also want to find a common solution in this situation. Contact us to establish an individual repayment plan on terms that will be most beneficial to you.

Contact us at: 42 203 19 01

Do you want to make a deposit?

In the message you will find your individual account, to which the payment should be made. If you do not have an individual invoice number, please contact us.

We encourage you to contact us:

In order to receive information about the debt and to arrange a convenient repayment schedule, you can contact us through:

Telephone number: 42 203 19 01

E-mail address:

Or by post, directing correspondence to the following address:

Obligo Expert S.A.
ul. Targowa 35
90-043 Łódź


The complaint should be submitted in writing to the address: Obligo Expert S.A., ul. Targowa 35, 90-043 Łódź.

The time for processing a complaint is 30 days. If the time for response is extended, you will be informed about the expected time for consideration.

Send us a message

Any questions? Use the form below to send us a message.

Information on the processing of personal data

  1. The Controller of your personal data is OBLIGO EXPERT S.A. with its registered office in Lodz, at ul. Targowa 35 (90-043), NIP: 7272792591, REGON: 101786732.The Controller can be contacted by email to the following Address: or via correspondence data with the annotation "Data protection".
  2. The Controller of personal data has appointed a Data Protection Officer for the proper protection of personal data – Piotr Kawczyński, who can be contacted at the following e-mail Address:
  3. Your personal data will be processed for:
    1. for the purpose of answering a question directed via the contact by art.6 clause 1 (f) Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (GDPR) activities are carried out as a legitimate interest pursued by the Controller - communication with website users, as well as securing any claims related to answering the question;
    2. marketing activities of the Controller, by art.6 clause 1 (f) GDPR;
    3. sending commercial information by means of electronic communication by art.6 clause 1 (a) GDPR;
    4. marketing activities of business partners cooperating with the Administrator, provided that appropriate consent is given - art.6 clause 1 (a) GDPR.
  4. Your personal data will be stored for the period necessary to answer the question asked via asked via the contact form, and after that period for the purposes and for the period and to the extent required by law or to determine, defend or assert any claims. With the remaining scope, personal data will be processed until the consent is withdrawn.
  5. Your personal data will not be transferred to other entities, except for entities supporting Controller including supporting the IT systems used by the Controller - under relevant personal data processing agreements, and entities to which the Controller is required to provide data under applicable law. Your personal data will not be transferred to a third country or an international organisation.
  6. You are entitled to access your data and rectify them, erase them, limit their processing, the right to transfer data, and object to their processing. You have right to lodge a complaint with the supervisory authority - Chief of the Personal Data Protection Office - if you believe that the processing of your personal data infringes the provisions of the GDPR.
  7. You have right to withdraw consent to the processing of your data at any time.
  8. Providing personal data is voluntary, but necessary to receive a response to a question asked via the contact form. In the event of consent, the provision of data is voluntary.
  9. Your personal data will not be processed for the purposes of automated decision-making, including profiling.